Affordable Insurance for Gig & Contract Workers
Protect your workforce with low-cost accident and medical reimbursement coverage. Simple onboarding, real-time support, and fast WhatsApp-based claims.
How Gig Shield Works
A simple 4-step process to protect your entire workforce
Employer Shares Worker List
Simply provide us with your worker details through our easy onboarding system.
Policy Issued Instantly
Digital policies are generated immediately with comprehensive coverage details.
Workers Get Coverage
Each worker receives digital coverage confirmation and policy documents instantly.
WhatsApp Claims Support
Fast, convenient claims processing through WhatsApp with quick turnaround times.
Why Employers Choose Gig Shield
Benefits that matter to your business and your workforce
Reduce Worker Attrition
Show your workers you care about their wellbeing and safety
Improve Attendance & Reliability
Healthier, protected workers means more consistent workforce
Boost Compliance
Meet regulatory requirements and demonstrate employer responsibility
Strengthen Worker Trust
Build loyalty and trust with comprehensive coverage benefits
Easy Onboarding
Get your entire workforce covered in minutes, not days
Starts at ₹40–₹60/Worker/Month
Affordable, transparent pricing with no hidden costs
End-to-End Claims Support
We handle the entire claims process so you don't have to
The Insurance Products
Comprehensive protection designed specifically for gig and contract workers
Personal Accident Cover
Comprehensive protection against accidental death and permanent disabilities. Provides financial security for workers and their families.
Medical Expense Reimbursement
Coverage for treatment costs from accidents or injuries. Includes hospitalization, surgery, and medical procedures.
Hospital Cash Benefit
Daily allowance during hospitalization to cover incidental expenses. Helps workers manage day-to-day costs during recovery.
Disability Benefit
Financial support for temporary or permanent disability due to accidents. Ensures income continuity during recovery periods.
Optional Add-ons
Enhanced coverage options including family coverage, critical illness riders, and extended benefits tailored to your workforce needs.
Claims Made Simple
WhatsApp-based claims processing that actually works
Worker Sends Claim on WhatsApp
Simple, instant claim initiation through WhatsApp
Documents Collected Digitally
Upload photos and documents directly through chat
Employer Verifies Incident
Quick verification process for authenticity
We Process & Forward to Insurer
Our team handles all insurer communications
Claims Settled in 7–15 Days
Fast turnaround with transparent tracking
WhatsApp Claims Interface
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Who We Serve
Trusted by forward-thinking employers across industries
Logistics & Delivery Companies
Protect drivers, couriers, and warehouse staff
Housekeeping Agencies
Coverage for domestic and commercial cleaning staff
Manpower Suppliers
Comprehensive protection for your entire workforce pool
Construction Contractors
Essential coverage for high-risk construction workers
Retail Staffing Firms
Insurance solutions for retail and merchandising staff
On-Demand Labour Platforms
Flexible coverage for app-based gig economy workers
What Employers Say
Trusted by leading companies across India
"Gig Shield helped us insure over 800 workers with zero hassle. The onboarding was incredibly smooth and our workers appreciate the coverage."
Rajesh Kumar
Operations Director
Metro Logistics Solutions
"Claims were processed quickly and our workers trust the system. The WhatsApp-based process makes everything so much easier for everyone."
Priya Sharma
HR Manager
Urban Housekeeping Services
"We've seen a significant reduction in worker attrition since partnering with Gig Shield. It's become a key part of our employee value proposition."
Amit Patel
CEO
FastTrack Delivery
Frequently Asked Questions About Gig Worker Insurance
Everything you need to know about protecting your freelance and contract workforce
What is gig worker insurance?
Gig worker insurance is specialized coverage designed for freelancers, independent contractors, delivery drivers, and rideshare workers. It includes accident coverage, medical reimbursement, hospital cash benefits, and disability protection to safeguard gig economy workers who often lack traditional employee benefits.
How much does Gig Shield insurance cost?
Gig Shield insurance starts at just ₹40-₹60 per worker per month, depending on the coverage level and number of workers enrolled. We offer flexible plans tailored to your workforce needs with transparent pricing and no hidden costs.
How do I file a claim with Gig Shield?
Claims can be filed easily via WhatsApp. Simply send your claim documents through WhatsApp, our team collects documents digitally, the employer verifies the incident, and we process claims within 7-15 days. It's fast, convenient, and hassle-free.
Who is eligible for Gig Shield insurance?
Gig Shield is available for all gig workers, freelancers, contractors, delivery drivers, rideshare drivers, and blue-collar workers employed by staffing companies, logistics firms, housekeeping agencies, construction contractors, retail staffing firms, and on-demand labour platforms across India.
What does Gig Shield insurance cover?
Gig Shield provides comprehensive coverage including personal accident cover up to ₹5 lakhs, medical expense reimbursement up to ₹2 lakhs, hospital cash benefit of ₹500-₹1000 per day, disability benefits, and optional add-ons such as family coverage and critical illness riders.
How quickly can I get my workers covered?
Your entire workforce can be covered in minutes, not days. Simply share your worker list, and we'll issue digital policies instantly. Each worker receives digital coverage confirmation and policy documents immediately via WhatsApp or email.
Why do gig workers need insurance?
Gig workers, freelancers, and independent contractors typically don't have access to traditional employee benefits like health insurance or accident coverage. This leaves them financially vulnerable to accidents, injuries, or medical emergencies. Gig Shield provides affordable protection that ensures workers and their families are covered.
Can I customize coverage for different worker types?
Yes! We offer flexible plans that can be customized based on worker type, risk level, and your budget. Whether you need coverage for delivery drivers, construction workers, or housekeeping staff, we can tailor the insurance to your specific needs.
Still have questions about gig worker insurance?
Our team is here to help you find the perfect insurance solution for your freelancers and contract workers.
Contact Our Insurance ExpertsReady to Protect Your Workforce?
Start with a simple employer plan customized for your workers. Get comprehensive coverage starting at just ₹40–₹60 per worker per month.